Flexi Finance

JM Flexi Finance

"Order today, pay monthly"

Getting credit has never been easier

What is JM Flexi Finance?

  • We’re now making purchasing as easy as possible for you by offering flexible and affordable payment options.
  • JM Flexi Finance allows you to spread the cost of your JM Wholesale purchase into easy monthly instalments, allowing you to order today and pay monthly!
  • Instead of paying 100% upfront, you are given the freedom to pay in instalments for up to 12 months.
  • The process is automated and our credit option is available at our online checkout for you to choose just like the other payment options. Applications are typically approved within a few minutes.
  • Now you have the option to pay for your products as you’re selling!

Higher Limit

Finance available from £250 to £200,000 (Minimum order value of £250 applies)


Flexible Term

Payment terms from 1 month to 12 months


Competitive Rates

Our credit broker works with a number of leading lenders to secure the most attractive rates.


No Extra Fee

You are free to repay at any time within the given time frame that is suitable for you with no additional costs.

For example: Your invoice is for £10,000 and you wish to spread this over 3 months. The monthly payment is £3,465.98 and you only pay £397.96 interest. Total £10,397.96

Who is this Available to?

  • Flexi Finance is currently only available to limited companies. 
  • Available to New and Existing customers alike, and whether you're a small business or a well-established large business.
  • You should have at least 6 months trading history and at least £50,000 revenue in last 12 months.
  • The order wanting to be financed should not exceed 10% of your last 12 months revenue.

Can I draw more credit when I already have an active credit?

  • Yes you can. If you've paid off 1/3 of the credit that you already hold, then you can have another credit.

What’s so good about it?

Highly competitive interest rates –

Starting at just 1.4% per month, and in some cases it can be interest Free.

Choose your terms -

30, 60 or 90 days - all the way up to 12 months. Choose which one works for you

Improve Cash Flow –

Payback on your terms and unlock more working capital to power your business.

Increased buying power -

Whether you’re revamping your inventory or opening up your second vape shop, this is the best & smoothest way to fund it.

Instant decisions –

Unlike many credit options you can get approved in no time with our seamless application process at the checkout.

No Early repayment charge -

It’s always free to make repayments, and you can repay as much as you like, anytime you like.

No Hidden Costs -

Totally transparent, know where you stand, every step of the way.

No Commitments -

It’s free to sign up and get a tailored offer, with no obligation to proceed.

Massive product range -

More than 6000 of our products to choose from which are all available for finance.

How does it work?

Seamless Checkout

Simply add your products to the basket as usual and at the checkout please select “JM Flexi Finance” as your payment option.

Quick Application

Then follow the instructions and provide your details via our short application form.

Instant Decision

You’ll get an instant decision. Over 90% of customers are approved in seconds. No waiting necessary.

Receive your order

Simply select your repayment plan, sign online and receive your order to your door.